financial - New Videos

William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour

Channel: Big Think & Total View: 2597113

Add Date: November 27, 2012, 11:42 am & Duration: 00:43:57

Likes: 46248 | Dislike: 746


Big Think, BigThink,, Education, Educational, Lifelong Learning, EDU, Finance (Industry), Market, Stock, Floating University, William Ackman, Cash, Investment, Loan, Savings, Credit, Credit (finance), Business, Trading, Wall Street, Hedge Fund, Retirement, Wealth, Income

William Ackman: Everything You Need to Know About Finance and Investing in Under an Hour.

WILLIAM ACKMAN, Activist Investor and Hedge-Fund Manager

We all want to be financially stable and enjoy a well-funded retirement, and we don't want to throw out our hard earned money on poor investments. But most of us don't know the first thing about finance and investing. Acclaimed value investor William Ackman teaches you what it takes to finance and grow a successful business and how to make sound investments that will get you to a cash-comfy retirement.

The Floating University
Originally released September 2011.

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The Real Financial Crisis is About to Hit - Peter Schiff

Channel: Cambridge House & Total View: 329213

Add Date: February 19, 2018, 11:59 am & Duration: 00:32:43

Likes: 2937 | Dislike: 426


Gold, Silver, stocks, Cambridge House, Resource, Investing, Conference, event, money, peterschiff

This talk was delivered at the 2018 Vancouver Resource Investment Conference.

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Copyright © 2015 Cambridge House International Inc. All rights reserved.

All the financial advice you’ll ever need fits on a single index card

Channel: PBS NewsHour & Total View: 930456

Add Date: April 14, 2016, 4:43 pm & Duration: 00:08:26

Likes: 13900 | Dislike: 934

At first glance, fiscal planning can seem more complex and time-consuming than it’s worth. But according to Professor Harold Pollack of the University of Chicago, you can fit all the financial advice you’ll ever really need on a single index card. Economics correspondent Paul Solman takes a look at Pollack’s ten easy tips for simple and sensible money management.

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Channel: 57東森財經新聞台 & Total View: 1348004

Add Date: March 26, 2018, 8:00 am & Duration: 00:00:00

Likes: 1100 | Dislike: 321




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How a financial advisor became the NHL’s only active black linesman

Channel: SPORTSNET & Total View: 7039

Add Date: April 18, 2018, 12:05 pm & Duration: 00:03:54

Likes: 163 | Dislike: 25


Sportsnet, Sports, Canada

Hitting the ice for an Original Six matchup on Hockey Night in Canada has been a lifelong dream for Shandor Alphonso. The original dream was to do so as player. But on this night, it's playing out as an NHL official.


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Tony Robbins 7 Simple Steps to Financial Freedom - Lewis Howes

Channel: Lewis Howes & Total View: 1220775

Add Date: November 24, 2014, 9:25 am & Duration: 00:44:38

Likes: 14509 | Dislike: 558


Tony Robbins, Lewis Howes, Money, Financial Freedom, Mastery, Wealth, Business, Personal Growth, Finance (Industry), Money (The Office), Self-help (TV Genre), Training, Success, Life, Coach, Simple, Coaching (Industry), Save, Easy, Attraction, Tony Robbins 2015, Tony Robbins coach, awaken the giant within, Development, inspiration, motivation, anthony robbins, inspirational, i am not your guru, unshakeable, depression

Thank you for Watching this powerful interview with Tony Robbins!

New Interviews, and Inspirational videos will be posted every Monday and Wednesday! Subscribe to the channel here:
This is audio podcast number #109 with Tony Robbins

Tony Robbins is an entrepreneur, best-selling author, philanthropist and the nation’s #1 Life and Business Strategist. A recognized authority on the psychology of leadership, negotiations and organizational turnaround, he has served as an advisor to leaders around the world for more than 38 years.

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Lewis Howes is NY Times Bestselling author, entrepreneur, and former professional Arena League...

5 Financial Sins You Need To Avoid5 Financial Sins You Need To Avoid
00:09:14April 19, 2018, 11:41 am
5 Financial Sins You Need To Avoid

Channel: Daniel Ally & Total View: 234

Add Date: April 19, 2018, 11:41 am & Duration: 00:09:14

Likes: 38 | Dislike: 1


daniel ally, money, finances, accounting, entrepreneurship, business, investments, success, wealth, lifestyle, self help, personal development, how-to, savings, motivation, inspiration

How are you managing your money? In this video, Daniel Ally shares 5 financial steps you shouldn't take:

1. Emergency Funds
2. Acting Rich
3. Get-Rich Quick Schemes
4. Unawareness
5. Settling


From an embarrassing failure to financially independent before 30, Daniel Ally is a world-leading teacher on personal development. Today, he's dedicated to helping you during your journey to success.

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The real truth about the 2008 financial crisis | Brian S. Wesbury | TEDxCountyLineRoad

Channel: TEDx Talks & Total View: 1438051

Add Date: December 3, 2014, 10:12 am & Duration: 00:19:26

Likes: 8182 | Dislike: 3984


Politics, United States, ted x, Economics, Business, ted talks, ted, tedx talks, English, tedx, ted talk, tedx talk, TEDxTalks

This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal.

Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois.
Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10
forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s
Kellogg Graduate...

US Financial System Now ResettingUS Financial System Now Resetting
00:21:31April 19, 2018, 6:49 am
US Financial System Now Resetting

Channel: William Mount & Total View: 5435

Add Date: April 19, 2018, 6:49 am & Duration: 00:21:31

Likes: 404 | Dislike: 24


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A Financial Elite Who Left The Globalist System and is Now Trying To Destroy It - Mads Palsvig

Channel: TheAnarchast & Total View: 1328

Add Date: April 19, 2018, 4:50 am & Duration: 00:47:12

Likes: 161 | Dislike: 5


jeff, berwick, anarchast, anarchapulco, Mads Palsvig, jfk party, denmark, danish, global, elite, banksters, yellen

Anarchast Ep.413

Jeff Berwick interviews former investment banker and founder of the Danish JFK party, Mads Palsvig. Topics include: over regulation making life difficult, insights from the financial sector, how money is created, ignorance in high finance, making money assuming central banks will do what is worst for the country, banksterism, dinner with Janet Yellen, it's a club and you're not in it, the war racket, starting the JFK party, staggering avoidance of economic understanding, propaganda and manipulation, depopulation, resistance to awakening, taking away the right to make money from the elite, supporting the JFK Party, reducing state power.

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Ripple (XRP) Transcending Cryptocurrency with Financial Regulations, xCurrent Market Domination

Channel: Justin Ruggiero & Total View: 2413

Add Date: April 18, 2018, 3:23 pm & Duration: 00:33:23

Likes: 84 | Dislike: 3


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Ripple (XRP) is attempting to go far beyond what any cryptocurrency has done thus far: official government recognition and international dispute settlements.

Please refer me on Binance: Remember to like, comment, and subscribe. Keep investing and thank you for your time.

How the real estate financial model is harming us | Leilani Farha | TEDxQueensU

Channel: TEDx Talks & Total View: 24744

Add Date: April 17, 2018, 1:00 pm & Duration: 00:15:49

Likes: 758 | Dislike: 132


TEDxTalks, English, Global Issues, Human Rights

Residential real estate is a multi-trillion dollar industry, the biggest business in the world; but at what cost? The financialization of housing, treating housing as a commodity and an investment opportunity, is stripping people around the world of their right to housing, to home, to community. To restore rights to people, we need a seismic shift – where the value of housing is a home, not equity, and where people, not capital, are the primary investment. Each of us needs to recognize that housing is a human right and everyone is entitled to a home.

Leilani Farha, the UN Special Rapporteur on the Right to Adequate Housing and the world’s top watchdog on housing, has set out to reignite the idea that housing is a social good not an asset or commodity. In the role since 2014, Farha has presented reports to the UN on homelessness, the connection between housing and life itself, and the treatment of housing as a commodity and its consequences for people who are poor as well as the middle class. She has traveled to India, Chile, and Portugal, among other places, to investigate whether governments are meeting their human rights obligations with respect to housing. Last year, Farha launched a new initiative called The Shift - a global movement which calls for everyone...

పైసా లేదు నీ చేతిలో 5 కోట్లు ఎక్కడివి | Allu Aravind About RGV Financial Condition | Media Masters

Channel: Media Masters & Total View: 103

Add Date: April 19, 2018, 10:35 am & Duration: 00:02:19

Likes: 2 | Dislike: 4


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పైసా లేదు నీ చేతిలో 5 కోట్లు ఎక్కడివి | Allu Aravind About RGV Financial Condition | Media Masters

Media Masters channel brings you the Interesting facts about latest news updates, Entertainment, Gossips, Tollywood news, tollywood updates, sports, political news, health tips, international happenings, comedy, best short films, Ap, Telangana News and much more. Stay tuned to our channel for all the Telugu Movie News, Presenting information related to Lifestyle Education Technology Gadgets Automobile Beauty Glamour Facts and Health tips
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1. Introduction, Financial Terms and Concepts1. Introduction, Financial Terms and Concepts
01:00:30January 6, 2015, 10:18 am
1. Introduction, Financial Terms and Concepts

Channel: MIT OpenCourseWare & Total View: 541874

Add Date: January 6, 2015, 10:18 am & Duration: 01:00:30

Likes: 3732 | Dislike: 95


Financial Industry, Kalman Filters, Monte Carlo Pricing, quantitative analysis, financial markets

MIT 18.S096 Topics in Mathematics with Applications in Finance, Fall 2013
View the complete course:
Instructor: Peter Kempthorne, Choongbum Lee, Vasily Strela, Jake Xia

In the first lecture of this course, the instructors introduce key terms and concepts related to financial products, markets, and quantitative analysis.

License: Creative Commons BY-NC-SA
More information at
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Global Financial Meltdown - One Of The Best Financial Crisis Documentary Films

Channel: Rebel Mystic & Total View: 1803909

Add Date: November 23, 2013, 7:57 pm & Duration: 02:49:16

Likes: 7128 | Dislike: 385


Finance (Industry), Financial Crisis Of 2007--2008 (Film Subject), Global Financial System (Literature Subject), economic collapse, Economics (Literary Genre), Documentary (TV Genre), Best, Economy

Meltdown is a four-part investigation into a world of greed and recklessness that brought down the financial world. The show begins with the 2008 crash that pushed 30 million people into unemployment, brought countries to the edge of insolvency and turned the clock back to 1929.

But how did it all go so wrong? Lack of government regulation; easy lending in the US housing market meant anyone could qualify for a home loan with no government regulations in place. Also, London was competing with New York as the banking capital of the world. Gordon Brown, the British finance minister at the time, introduced "light touch regulation" - giving bankers a free hand in the marketplace.

Meltdown moves on to examine the epidemic of fear that caused the world's banks to stop lending and how the people began their fight back. Finally, it asks how the world can prepare for the next crisis even as it recognises that this one is far from over.

We hear about the sheikh who says the crash never happened; a Wall Street king charged with fraud; a congresswoman who wants to jail the bankers; and the world leaders who want a re-think of capitalism.

What Questions Should I Ask My Financial Advisor?What Questions Should I Ask My Financial Advisor?
00:08:37October 28, 2016, 9:30 am
What Questions Should I Ask My Financial Advisor?

Channel: The Dave Ramsey Show & Total View: 38566

Add Date: October 28, 2016, 9:30 am & Duration: 00:08:37

Likes: 456 | Dislike: 24


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Could 2018 Be the Year of the Next Financial Crisis?Could 2018 Be the Year of the Next Financial Crisis?
00:29:04January 24, 2018, 2:12 am
Could 2018 Be the Year of the Next Financial Crisis?

Channel: World Economic Forum & Total View: 64498

Add Date: January 24, 2018, 2:12 am & Duration: 00:29:04

Likes: 254 | Dislike: 69


World Economic Forum, Davos, WEF2018, Davos 2018, politics, finance, economy, news, leadership, democracy, education, 4IR, technology, tech, automation, work, future, webcast

Is the century’s longest stock market bull run about to come to an end? Get ahead of the trends that will determine the world’s asset markets in 2018.

· Michael C. Bodson, President and Chief Executive Officer, Depository Trust & Clearing Corporation (DTCC), USA
· Hélène Rey, Lord Bagri Professor of Economics, London Business School, United Kingdom
Moderated by
· Peter Wolodarski, Editor-in-Chief, Dagens Nyheter, Sweden

The 3 Decisions That Will Change Your Financial Life

Channel: Entrepreneur & Total View: 261786

Add Date: March 6, 2015, 8:30 am & Duration: 00:04:14

Likes: 3494 | Dislike: 79


Life (Quotation Subject), Finance (Industry), Decision-making (Award-Winning Work), Gratitude (Quotation Subject), Stress (Quotation Subject), Physical Fitness (Industry), Focus, Pattern Recognition (Field Of Study), Consciousness (Quotation Subject), TorenAnimated3, Happiness (Quotation Subject), Tony Robbins, Anthony Robbins, Perspective (Literature Subject), Entrepreneur (Profession), Entrepreneurship (Field Of Study), Entrepreneur (Magazine),

Tony Robbins shares insights from his just-published book, Money Master the Game, about how a trio of choices frame your outlook and influence your chances at success. Read more at:

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Financial Literacy 101: in under 4 minutes - Robert Kiyosaki

Channel: Success Resources & Total View: 115507

Add Date: September 23, 2016, 1:00 am & Duration: 00:04:23

Likes: 1090 | Dislike: 45


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Robert Kiyosaki will be speaking LIVE:
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Many of us today lack basic financial education. We rely heavily on our bankers and our financial advisors which may not always be the best thing to do. We have today different fields and methods of earning. We have the Employees, the Self-employed, big business owners and professional Investors.

Now there's a difference. Most of us are passive investors. If you have a retirement plan, that's a passive form of investment. This is Rich dad versus Poor dad. It starts with financial literacy. Financial Literacy means knowing the words or the numbers

The two main words to learn about are Assets and Liabilities. So the reason most people struggle financially is they buy a house or a car thinking it's an asset when it's really a liability.

When I have a business, my business is an asset. And this is yet another reason I like real estate - because I use debt,...

Financial Issues with Dan Celia: Post Show: April 19, 2018

Channel: Financial Issues with Dan Celia & Total View: 53

Add Date: April 19, 2018, 9:00 am & Duration: 00:00:00

Likes: 3 | Dislike: 0

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*Information given by Dan could be based on time-sensitive market data or economic situations that are subject to change. All comments and graphics submitted to this account may be used on TV and the web by FISM & affiliates. All content rights reserved to FISM.

**FISM does not endorse any paid promotions or other advertisements for third party sponsors displayed on our Youtube channel.

✅ Morning Call AO VIVO 19/04/18 Eleven Financial

Channel: Raphael Figueredo & Total View: 2065

Add Date: April 19, 2018, 5:29 am & Duration: 00:17:19

Likes: 236 | Dislike: 6


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Basta clicar no link abaixo e colocar seu nome:

Vamos comentar o panorama do mercado para a sessão de hoje trazendo a perspectiva para abertura do dia e um cenário dos mercados no Brasil e no mundo.


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Financial stocks are weaker than broad markets, where does stock market go from here?

Channel: TRADEPRO Academy & Total View: 154

Add Date: April 19, 2018, 6:21 am & Duration: 00:12:11

Likes: 18 | Dislike: 0


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In today's stock market update we will talk about Financial stocks are weaker than broad markets, where does stock market go from here?

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Phyno - Financial Woman [Official Video] ft. P Square

Channel: PhynoVEVO & Total View: 10381746

Add Date: February 6, 2017, 8:00 am & Duration: 00:04:30

Likes: 24193 | Dislike: 2900


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The Ascent of Money: A Financial History of The World by Niall Ferguson Epsd 1 5 Full Documentary

Channel: Rebel Mystic & Total View: 525645

Add Date: November 23, 2013, 7:00 pm & Duration: 04:00:15

Likes: 2777 | Dislike: 89


Finance (Industry), History, Documentary, Culture, Financial Crisis Of 2007--2008 (Film Subject)

Professor Niall Ferguson examines the origins of the pillars of the world's financial system, and how behind every great historical phenomenon -- empires and republics, wars and revolutions -- there lies a financial secret.
Episode 1: Dreams of Avarice. From Shylock's pound of flesh to the loan sharks of Glasgow, from the 'promises to pay' on Babylonian clay tablets to the Medici banking system, Professor Ferguson explains the origins of credit and debt and why credit networks are indispensable to any civilization.
Episode 2: Human Bondage. How did finance become the realm of the masters of the universe? Through the rise of the bond market in Renaissance Italy. With the advent of bonds, war finance was transformed and spread to north-west Europe and across the Atlantic. It was the bond market that made the Rothschilds the richest and most powerful family of the 19th century. And today governments are asking it to bail them out.
Episode 3: Blowing Bubbles. Why do stock markets produce bubbles and busts? Professor Ferguson goes back to the origins of the joint stock company in Amsterdam and Paris. He draws telling parallels between the current stock market crash and the 18th-century Mississippi Bubble of Scottish financier John Law and the 2001 Enron bankruptcy. He...

Your Financial Checklist || SugarMammaYour Financial Checklist || SugarMamma
00:10:47January 15, 2018, 10:30 pm
Your Financial Checklist || SugarMamma

Channel: Sugar Mamma & Total View: 10908

Add Date: January 15, 2018, 10:30 pm & Duration: 00:10:47

Likes: 426 | Dislike: 10


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In this video, I explain a 9-point checklist that is going to help you ensure your financial situation is constantly improving, growing stronger and more secure. Make sure you complete all 9 steps as soon as possible and I promise you will have achieved your financial goals. I'd love it if you could note your progress in the comments section below... xCC

The video I recommend you watch in step 6 is: How to maximise your wealth through super -

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How to Stay Out of Debt: Warren Buffett - Financial Future of American Youth (1999)

Channel: The Film Archives & Total View: 2061838

Add Date: May 2, 2013, 10:00 pm & Duration: 00:59:40

Likes: 12316 | Dislike: 606


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Buffett became a billionaire on paper when Berkshire Hathaway began selling class A shares on May 29, 1990, when the market closed at $7,175 a share. More on Warren Buffett:

In 1998, in an unusual move, he acquired General Re (Gen Re) for stock. In 2002, Buffett became involved with Maurice R. Greenberg at AIG, with General Re providing reinsurance. On March 15, 2005, AIG's board forced Greenberg to resign from his post as Chairman and CEO under the shadow of criticism from Eliot Spitzer, former attorney general of the state of New York. On February 9, 2006, AIG and the New York State Attorney General's office agreed to a settlement in which AIG would pay a fine of $1.6 billion. In 2010, the federal government settled with Berkshire Hathaway for $92 million in return for the firm avoiding prosecution in an AIG fraud scheme, and undergoing 'corporate governance concessions'.

In 2002, Buffett entered in $11 billion worth of forward contracts to deliver U.S. dollars against other currencies. By April 2006, his total gain on these contracts was over $2 billion. In 2006, Buffett announced in June...

4 Financial Goals I Reached Without Really Trying4 Financial Goals I Reached Without Really Trying
00:08:35August 3, 2016, 9:02 am
4 Financial Goals I Reached Without Really Trying

Channel: The Financial Diet & Total View: 96444

Add Date: August 3, 2016, 9:02 am & Duration: 00:08:35

Likes: 1948 | Dislike: 41


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SpaceX Falcon 9 rocket launches from FloridaSpaceX Falcon 9 rocket launches from Florida
00:00:58April 19, 2018, 5:04 am
SpaceX Falcon 9 rocket launches from Florida

Channel: Financial Times & Total View: 940

Add Date: April 19, 2018, 5:04 am & Duration: 00:00:58

Likes: 17 | Dislike: 1


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10 Secrets to Achieve Financial Success10 Secrets to Achieve Financial Success
01:53:02September 22, 2015, 2:18 am
10 Secrets to Achieve Financial Success

Channel: InstituteofTrading & Total View: 1060728

Add Date: September 22, 2015, 2:18 am & Duration: 01:53:02

Likes: 11745 | Dislike: 405


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Twitter = @AntonKreil

In June 2015, Managing Partner of the Institute of Trading and Portfolio Management Anton Kreil was interviewed whilst on a business trip from Singapore to New York and London. In this fly on the wall documentary style interview, Anton is probed by interviewer Tom Murray on what it takes for people to become financially successful and to obtain personal freedom. The result is an epic journey around the world, providing a glimpse into the life of one of the most successful financial markets traders in the world over the last 20 years and his philosophies on money, business and life. During the interview Anton provides 10 key messages that if followed and implemented properly over time, will help anybody achieve financial success and win their freedom.

10 Secrets to Achieve Financial Success

1. Respect Money and be Indifferent towards it (20:59)
2. Rent to Own – Define Assets and Liabilities Properly (42:33)
3. Build and Own your own Infrastructure (50:16)
4. Go Travelling, Get Perspective, Get your Dream Life (1:01:00)...

SATELLITE PRAYERS for Curse Breaking Demon Deliverance Financial Miracle Chain Breaker online prayer

Channel: Carlos A. Oliveira & Total View: 133

Add Date: April 19, 2018, 8:52 am & Duration: 00:00:00

Likes: 10 | Dislike: 0


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Pls, DONATE any amount @ to become our MINISTRY PARTNER and come under a spiritual covering. The Miracle Hour by Brother Carlos.

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The Miracle Hour Prayer, Holy Communion, Miracle Water, Anointing Oil.
Financial Freedom, Miracle & Breakthrough Prayers. Prophetic Live TV Channel. Morning Spiritual Warfare Prayers. Powerful word and prayer. Covenant Hour Prayer Sunday Live Service of the Prophet to Break chain church online via the Internet ecg. Heal while you sleep through the Word of God. Thanks to Evangelist David Clancy Pastor Robert Smith Guillermo Fernandes Anita Valverde Estella Fuentes Brother Gabriel Montenegro Prophet Tom Maldonado Eddie Bushiri and Apostle Donald Shepherd from Elevation Church.

Pls, DONATE an amount the size of your faith @ to help us continue to preach the Word of God to the nations and help people be set free from Curses and Demons. Thank you!


Kids and Money: Important Financial Lessons to Teach Kids

Channel: Experian & Total View: 32

Add Date: April 18, 2018, 1:11 pm & Duration: 00:55:51

Likes: 1 | Dislike: 0


#Experian, #CreditChat, #Kidsandmoney, #Financiallessons, #Kids, #hangoutsonair, Hangouts On Air, #hoa

Join our #CreditChat on Periscope, YouTube Live, Twitter, and Snapchat on Wednesday, April 18th, at 3 p.m ET. This week, we are discussing important financial lessons to teach kids.

Financial Planning: A Guide to Personal FinanceFinancial Planning: A Guide to Personal Finance
00:11:17December 13, 2015, 10:37 pm
Financial Planning: A Guide to Personal Finance

Channel: Jay Walker & Total View: 28431

Add Date: December 13, 2015, 10:37 pm & Duration: 00:11:17

Likes: 244 | Dislike: 7


Financial Planning A Guide to Personal Finance

Financial Planning: A Guide to Personal Finance › About Money
A complete guide covering all aspects of financial planning including creating a budget, saving money, planning for college, retirement, taxes, insurance, and ...
The 1-Page Financial Plan: 10 Tips for Getting What You ...
Mar 31, 2015 - Carl Richards, certified financial planner and personal finance ... to you will guide you on every financial planning decision moving forward, ...
How to Choose and Use Financial Software - Personal ...
The Wall Street Journal
A quick guide to money-management and tax-preparation programs. ... If you choose to purchase any personal-finance software, search online for any ... Even if you use a certified financial planner (CFP) or financial adviser, these experts ...
How to Choose a Financial Planner - Personal Finance ...
The Wall Street Journal
A guide to finding and picking a financial planner. ... administered by the Certified Financial Planner Board of Standards about the specifics of personal finance.

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